With plenty of things happening at the town's art center, community theater, breweries, and restaurants, there's lots to enjoy in town. Burlington, Vermont. Through proprietary research studies, engaging articles and original photography and video, we examine topics related to community amenities, education, sustainability, transportation, housing and the economy. Whether you're looking to fly fish or see a show, take up a new hobby or develop an old one, the close-knit communities in these mountain towns have plenty of opportunities for you to get involved, meet someone new, and make a fresh home in a beautiful place. Disadvantages Colder winters. The problem? Or you can enjoy more leisurely paths of the Huntsville Greenway system. Advertise | Winters here would be a touch warmer than Michigan and Maine, with average highs around freezing. After a short 500 foot walking climb up a local peak, I found my heartrate elevated above 120 and it didnt drop until we got back down below 5000 feet. West Virginia University offers a number of benefits to older Morgantown residents. If you haven't done these things by age 50, it could be too late to do them well. Readers, where do you think Lisa and her husband should retire? Aroostook County also has more people than Delta County, at nearly 68,000, but it covers an area the size of Connecticut and Rhode Island. But if you prefer that area, cross into Wisconsins Florence County, though, and median rents drop below $500. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Site Map | But Anchorage is the least expensive metro area in the state, according to the Council for Community and Economic Research. Our income will be about $1,500 a month including rent. It's a popular vacation spot with a low-key atmosphere. It is the largest city in New Mexico. You can also find 40 parks and more than 50 miles of hiking trails, including the variety of options covering the Rancho La Costa Preserve's Denk Tank Mountain, the highest point in Carlsbad. Published 21 December 22. retirement Boone, N.C. and Fayetteville, Ark. The average household income for 65+ households in Alabama is $46,318, according the Census Bureau. This is a golfer's paradise with more than 100 courses in the area. If a move from one state to another is in your future, you could save big bucks by relocating to one of these states where the tax bite is light for middle-class families. Im including listings of homes for sale just for flavor. Up in northern Arizona and not too far from the Grand Canyon, Flagstaff almost became Americas movie capital. This small town in western Mass. With 9,000 people, Presque Isle is the largest community in Maines northernmost county and the areas commercial center. Learn which one is right for you. Published 23 January 23. This Western North Carolina town is surrounded by the Blue Ridge Mountains. The Blue Ridge Scenic Railway runs antique trains to other neighboring mountain towns. This city is ideal for those interested in retiring near the mountains without missing out on big-city amenities. Retirement may afford you the perfect time to gain some perspective in lifeand what better place to do it than in the mountains? Most of the other Rocky Mountain towns on this list post a much higher cost of living. I understand that my consent is not a prerequisite for buying a property. At one point,Utahsoldest city was home to more millionaires per capita than any other place in America, but the current median home cost is just $188,100, compared to $354,300 in nearby Salt Lake City. They describe it as home to millions of acres of unspoiled forests and mountains. In general though, the city's violent crime rate is a low 175.4 reported incidents per 100,000 residents, compared with a 297.8 rate for all U.S. cities of similar size, according to the FBI. And America's mountain majesties can be found in many locations all over the country. With a population of 84,000,Ogdenis on the smaller side, but when it comes to outdoor adventures, the opportunities are massive. New Rules Push Back RMD Start, Reduce Penalties. Privacy | Le Conte and Clingmans Dome. He loves to deer hunt. Taking money from your IRA may seem like a simple matter, but it's a decision that must be timed right. Active Adult Communities | Mt. From when to retire to how much to save, here are expert-backed answers to crucial retirement questions. For people with respiratory or circulation problems, the thinner air can be problematic. Less daylight. Great Places to Retire Early Near the Beach. Silvia Ascarelli is a senior news editor for MarketWatch based in New York. Batten the hatches for continued market tumult without eating high fees with these six Vanguard ETFs and mutual funds. Call us to speak with a customer service representative. Another feather in its cap: The Milken Institute rates Provo as the best large city for successful aging, noting the area's vibrant economy and safety, as well as the population's healthy lifestyles and high levels of volunteering among older adults. (Image credit: Courtesy Huntsville/Madison County Convention & Visitors Bureau), If You'd Put $1,000 Into Nvidia Stock 20 Years Ago, Here's What You'd Have Today, How Cytonics' Developed a Revolutionary Treatment for Osteoarthritis, Solving a $240B Problem, The 6 Safest Vanguard Funds to Own in a Bear Market, Child Tax Credit Changes and FAQs for Your 2022 Tax Return, 10 Big U.S. Cities With the Cheapest Apartment Rents, How 12 Types of Retirement Income Get Taxed, The 25 Cheapest Places to Live: U.S. Cities Edition, 10 Least Tax-Friendly States for Middle-Class Families, 10 Most Tax-Friendly States for Middle-Class Families, Reasons Youll Blow Up Your Retirement Plan, one great retirement destination in each state, 10 Cheapest States Where You'll Want to Retire, home to a surprising number of millionaires, which we rank as the fifth-best in the nation for retirement, 10th in our 2018 rankings of the best states for retirement. Yes, Coloradoboasts its fair share of ski resort towns known for drawing the rich and famous:Aspen,Vail,Breckenridge,Tellurideand the like. All that comes with below-average costs, but also below-average incomes. Heres how it works. We then leverage that expertise to develop city rankings for a range of topics including small towns, college towns and our annual Top 100 Best Places to Live. Home toAppalachian State University,Booneoffers an adventure-lovers dream year-round, with mild summers (when you can hike, fish, horseback ride, mountain bike, canoe you name it), snowy winters (find three nearby ski resorts), cool springs and colorful falls. And nearby is the tallest peak in Georgia,Brasstown Bald, which welcomes hikers, nature lovers and picnics too. It gets its name from the naturally heated springs in the area, which you can find in Hot Springs National Park, and also Bathhouse Row, which is home to bathhouses that date back centuries. Feb. 14, 2023, at 1:45 p.m. With a population of 84,000, Ogden is on the smaller side, but when it comes to outdoor adventures, the opportunities are massive. Beyond the University, you can find a world of outdoor recreation with ample opportunities for hiking, biking, fishing, birding, whitewater rafting and more throughout the hills and valleys of Appalachia. Stunning mountain vistas are all around, as are waterfalls, picnic spots, and parks. MarketWatchs Where Should I Retire column, Saturday Night Live star Chloe Fineman says Lorne Michaels gave her the best financial advice, Teslas stock falls 5% as Elon Musks Master Plan 3 is short on details about both cars and finances. All are proven great places to retire some are college towns and others are also on a lake. So there is usually plenty of pristine land right outside your door where you can hike, ski, hunt, fish, kayak, camp etc. Spectacular home sites. Called the Scenic City, it is home to the University of Tennessee at Chattanooga. Or consider Piscataquis County to the west (nearly 17,000 people). Ogden is not as well known asPark City, UT, but offers some advantages and similarities to that resort town for a lot less money. That adds up to favorable odds for a balanced budget. Knoxville is also bordered by the Tennessee River on the southern end of the city, providing residents and visitors alike with access to the waterfront and scenic views. Likewise, biking can be a challenge (or better buy one of the new models with auxiliary battery power! Whether or not you like to gamble, retiring to Reno can make you feel like you've hit the jackpot. Las Vegas is not only home to some of the countrys most popular resorts and casinos, but also plenty of opportunities for outdoor recreation. Of course, you have to be able to afford it. Blacksburg, Virginia. According to Niche.com the best place to retire in Colorado this year is a suburb of Denver called Holly Hills. Asheville is a popular retirement spot, and over a quarter of the population is age 60 or older. The nearby Green Mountains offer some of Vermonts best skiing. Asheville, North Carolina is located in the midst of the Blue Ridge Mountains, a part of the larger Appalachian range. About Us | Pittman Center Wikipedia/Brian Stansberry The city itself is at nearly 7,000, making it one of Americas highest cities. Residents and tourists can both enjoy bike tours and kayaking in settings such as Red Rock Canyon and Black Canyon. Boasting a small-town feel with big-city amenities, the locale proclaims itself "The Biggest Little City in the World." An eco-friendly vibe permeates the town, from the businesses bolstering the city's economy, such as household-products maker Seventh Generation, to the local food movement feeding the neighborhood. And it backs up the claim, offering a downtown full of restaurants, nightclubs, art galleries and music venues, on top of its well-known casinos. This location allows for easy access to the Bradshaw Mountains, which are about an hour away from Prescott. Site Rules | Daytona Beach has a population of nearly 75,000 and 20% of people are age 65 and up. For each entry, weve also provided a list of recommended 55+ communities in the area. Heres whats on the market now in Elk County. These great spots are surrounded by incredible views, great hiking trails, gorgeous fall foliage, and more restaurants, art galleries, museums, music venues, and parks than you'll know what to do with. Pair that with a strong local arts scene (First Friday Art Strollstake place monthly; catch live music at the downtown amphitheater; find annual events ranging fromPioneer Daysto theBlues & Brews Festival to aChristmas Village); great shopping along Historic 25th Street; and great dining options, breweries and distilleries for a well-rounded experience. Cost of living for retirees: 6.1% below the national average. The metro area of Fayetteville, which includes Springdale, Rogers and Bentonville, offers low costs but plenty of attractions. To pinpoint one great retirement destination in each state, we weighed a number of factors: Rapacon joined Kiplinger in October 2007 as a reporter with Kiplinger's Personal Finance magazine and became an online editor for Kiplinger.com in June 2010. Cadence at Lansdowne is a brand new 55+ active adult community offering a vibrant lifestyle in Lansdowne, Virginia. The top of Lookout Mountain is just a 15-minute drive from downtown. Topretirements has several friends who have retired to Whitefish, which they think is a magical place. You could even walk between the two along the Southern Bangor and Aroostook Trail. offers a double pleasure it is in the Berkshire Mountains and is home to prestigious Williams College. RSS feed for comments on this post. Contact Us | Bella Vista, Arkansas. Unfortunately, being green isn't always easy on your wallet. Other outdoor recreation abounds nearby, too. Snowy peaks, amazing trails, clean air, and majestic scenery that one never tires of. Wildfires, blizzards, and landslides are just some of them. Not so great for older people. Henry Chauncey, a Yale administrator who retired in 2002, initially left New Haven for a remote Vermont town where he liked to vacation while working. These high-altitude spots offer residents an active lifestyle and stunning scenery without breaking the bank. Williamstown, Massachusetts. Living in such close proximity to those beautiful outdoor playgrounds often comes with a hefty price tag. When we retire, we lose a lot. How to avoid retirement shock. How Important Is the 55+ Age Restriction to You? Here are three suggestions to get you started. Retirees in Florida enjoy the financial benefits of having no state income tax,. Knoxville, Tennessee is the third-largest city in the state and is located only an hour away from the Great Smoky Mountains National Park. New England is notoriously expensive, but Pittsfield, located in the western part of Massachusetts, offers a small pocket of relative affordabilitymore reasonably priced than Boston and Cambridge, where living costs are, respectively, 48.1% and 38.1% above the U.S. average. This town in Georgia near both North and South Carolina offers the best of two lifestyles its on Lake Chatuge with 150 miles of coastline. You can enjoy boating and fishing on the Columbia, Yakima and Snake Rivers, and hiking or biking on the 23-mile Sacagawea Trail. Enter your email to be added to our mailing list. The Milken Institute actually credits the area's abundance medical servicesincluding orthopedic surgeons, primary-care clinicians and home-health-care professionalsfor contributing to Morgantown's high ranking (18th) among small metro areas. And the University of Vermont and its students present an unusually vibrant college town atmosphere. The colonial town's mood is quiet and calm, but its location on the eastern coast of the island and near active volcano Mauna Loa offers plenty of opportunities for adventure. There are plenty of cultural attractions, from a sculpture trail to a symphony orchestra. In August 2017, Charlottesville captured national attention when a gathering of white nationalists to protest the removal of a monument to Robert E. Lee turned into a violent rally, injuring dozens of counter-protesters and killing one, Heather Heyer. 1. Regardless of which stage you're at in your retirement planning, it's important to save as much as you can in a tax-advantaged account like a workplace 401(k) plan or an IRA, which you can open at several banks. Like much of Californiawhere living costs are 69% above the national average, making it the second-most expensive state in the country behind only HawaiiCarlsbad and the whole metro area is a pricey place to live. Of course any location can have its share of natural disasters, but living in the mountains can come with serious hazards. Still, being the gateway to the Great Smoky Mountains and home to the University of Tennessee, the city is rich in activities and attractions to fill your retirement years. Besides boating, it offers world class skiing and hiking at nearby areas like Squaw Valley and Mammoth Lakes. This isnt always the case, but many mountain towns tend to be on the smaller side, which can mean fewer town resources with cultural offerings Fires and natural disasters. (San Bernardino County isadding jobsat a faster rate than counties on the coast, and is a top draw for millennial workers.) Combine the culture and arts scene that comes with the university with a quaint historic shopping and restaurant district, great weather and all those mountain activities for an A-plus experience. Buthalf an hour in the car to live in your vacation paradise? Do be very careful to test outmountain elevations before committing. On top of the scenic views, higher altitudes also give you cooler weather and less humidity. These are the cities with the most affordable housing that also scored highly on the U.S. News Best Places to Retire in 2022-2023 ranking. 10 Myths That Could Sink Your Retirement. Senior insurance needs are different. Knoxville is particularly affordable for retirees, compared with, say, Nashville, where living costs among retired people are about the same as the national average. Durango, Colorado. This city is known for its vibrant art scene, historical sites, and architecture such as the Biltmore Estate and the Basilica of St. Laurence. Next: 25 . At the higher altitudes there might even by snow in summer. Recreation. Local crime may be worth noting: While the state sports a low rate of 1.99 violent crimes per 1,000 residents, Laconia's rate is 4.68, even slightly higher than the national median of 4 violent crimes per 1,000 residents, according to NeighborhoodScout.com. A state fund fueled by oil wealth gives all permanent residents an annual dividend. It. Exuberant co-eds might not be the neighbors you pictured in your mountain-view retirement destination, but you may enjoy the dining, culture and entertainment options that come with a college town. And when the sun goes down, local casinoscomplete with concert venues, restaurants and more, along with table games, slots and bingohelp energize the local nightlife. This story was published at an earlier date and has been updated with new information. Downtown, youll find the famousTabor Opera House, art galleries, shops, restaurants and saloons. Published 8 December 22. Wears Valley is known for its secret entrance to the Great Smoky Mountain National Park, and it wears its mantle of fame with pride and a perfectly beautiful rural setting. And the local lifestyle is still priceless. Livability explores what makes small-to-medium sized cities great places to live. Particularly in the western part of the U.S., humidity tends to be lower in the thinner air. Beautiful scenery. By David Muhlbaum The overall cost of living is 1.2% below the national average, according to Sperling's BestPlaces, making it much more affordable than Manchesterabout 50 miles southwhere living costs are 13.2% above average. I love to trail walk. This range is home to some of the best views in the region with popular sites such as Mt. And residents could certainly use the extra cash. Millionaires in America 2019: All 50 States Ranked. There is a vibrant downtown with a busy new library and great outdoor stores. Las Vegas may not be the first city on the list when it comes to mountain views, but Sin Citys location along Red Rock Canyon National Conservation Area puts homeowners within reach of the McCullough Range and the Spring Mountains. And Alabama at-large offers many of Florida's popular retirement attractionswarm weather, nice beaches and plenty of golfall at a typically lower price. Renaissance man Thomas Jefferson laid the foundation for the well-rounded city his hometown has become. In the downtown and waterfront areas, enjoy galleries, shops, restaurants and museums, including the 'Imiloa Astronomy Center. Not that there are really seasons in Carlsbad: Throughout the year, average highs fall between 62 and 71 degrees Fahrenheit, and average lows only go down to between 45 and 64 degrees Fahrenheit, according to Weather.com. For example, the median home value in the U.S. is $229,000, according to Zillow; in California, it's $548,600; and in Carlsbad, it's (brace yourself) $860,700. (Tip: For a hike your visiting guests will, well,love, climb to Heart Rock, a natural wonder at a waterfall where a perfect heart-shaped pool was formed into the cliff by the force of water.). Email Address Artists, writers and musicians have long been inspired by this North Carolina mountain town. Annuities provide steady income in retirement, but some financial planners prefer alternatives. The city is so retiree-friendly, it's even home to Latitude Margaritaville, a Jimmy Buffet-inspired 55-plus community. Housing costs for retirees in Knoxville are the biggest factor bringing down costs, at nearly 30% below the national average. The nearby Sierra Nevada mountain range and Lake Tahoe provide ample opportunities for hiking, biking and boating in warm weather, and skiing in winter. Take a look at our list of the cheapest places to live in America for city dwellers. Heres Why Urban 55+ Communities Are So Rare. Niche also gives the city high . Please enter a valid email address. Current market conditions bring both opportunity and risk. Bethel, Maine Population: 2,650 Average Age: 48.8 Median Home Price: $178,500 Median Rental Price: $1,310 (3-bedroom) Retirees living in Bethel, Maine will have no problem convincing the family to come visit! With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, were a trusted resource paving the way from here to home. Mountain town retirement Few aspiring retirees have enough saved to buy a retirement home in Aspen, Colorado, or Jackson, Wyoming. places to live The good news for those of us lacking a few extra zeroes in our bank accounts? Nearest resort: Taos Ski Valley 7. We can't think of a better place to put down new roots than these fun-loving, laid-back communities. This nature-rich refuge of inviting streetscapes, manicured landscaping and miles of walking trails Cadence at Lansdowne is a brand new 55+ active adult community offering a vibrant lifestyle in Lansdowne, Virginia. Living in an age-restricted community is often new to active adults moving into a 55+ neighborhood. You can find a bright retirement in Albuquerque. Of course, outdoor enthusiasts have more than enough to enjoy, too: The Phoenix Mountains Preserve alone, including Piestewa Peak (2,608 feet) and Camelback Mountain (2,707 feet), offers many hiking and biking trails just 20 minutes from downtown. This mountain towns location also allows residents and visitors to easily take a day trip to Phoenix, making it a breeze to see the expansive mountain ranges Arizona has to offer. The University of Vermont will cover tuition costs for state residents age 65 and older who wish to take a class, even if it's for credit. One friend of ours thought he wanted to live in a great town in western Colorado, only to realize that the winter sun was hidden by tall peaks until mid morning and disappeared again in late afternoon. The hot springs in the area provide a retreat for relaxation while the areas plentiful golf courses and hiking trails allow residents to easily stay active. It is known for its outdoor recreation, especially fishing. Early Retirement Cities: 21 Great Places Near the Mountains to Retire. Cresswind Charleston is Charleston-area's BEST active adult lifestyle community. Mammoth Lakes, CA - Average Home Cost: $438,686. If rising before the sun to get in an early ski run or mountain bike adventure before work sounds like your idea of bliss, the mountains are calling your name. Whether youre interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet. Chattanoogais a low-cost, interesting city of about 170,000 people in southern Tennessee. Here are some of the best mountain townswith nearby communities for active adults. You can almost every kind of lifestyle environment in beautiful Burlington. Denver offers 14,000 acres of parks nearby in the foothills of the Rocky Mountains, with ample opportunity for hiking, biking and exploring. Some of the areas most popular peaks include Grandview Peak, OSullivan Peak, and Gobblers Knob. Here's a look at the most recent IRA and 401(k) tax reform laws. Mount Rainier National Park is about 150 miles away, but you can find plenty of peaks, including Badger Mountain, Candy Mountain and Jump Off Joe Butte, nearby. As sweater weather rolls in, now is the most idyllic time to escape to the mountains. Twin Falls, Idaho. Living costs throughout Alaska are significantly higher than is typical across the continental U.S. Silverthorne, CO - Average Home Cost: $428,367. Keep up to date with our latest rankings and articles! Visit a quote page and your recently viewed tickers will be displayed here. A health savings account is a beneficial tool for retirement planning. Youll find trails, hell find deer hopefully they wont find your vegetable garden. Seattle is nestled in the Northeastern region of the state near Olympic National Park and the Cascades Mountain Range. Salt Lake City in Utah is one of the countrys most prominent mountain towns as it is located along the border of the Oquirrh Mountains. Copyright 2006-2023 Topretirements.com. Communities | Cookies collect information about your preferences and your devices and are used to make the site work as you expect it to, to understand how you interact with the site, and to show advertisements that are targeted to your interests. And if internet access is important to you, remember to ask about speed and cost. The state of Washington is known for being a picturesque place for nature lovers, and its also home to some of the countrys most popular peaks, such as Mount Rainier. Nearest resort: Mammoth Mountain 9. Consider retirement in these affordable mountain towns. Yes, New York (rated #1 most walkable large city by walkscore.com at 85), Washington, Chicago, Philadelphia, Boston, and San Francisco are great cities for walking. She previously served as editor of the "Starting Out" column, focusing on personal finance advice for people in their twenties and thirties. Loner types should love the Cowboy State. entities, such as banks, credit card issuers or travel companies. Plus, you can choose among a host of retirement communities with ocean views. Another popular attraction in the area is Dollywood, a theme park modeled after Dolly Parton and her early life growing up in Tennessee. Tiny Laconia offers a big bargain for your retirement destination. The town is near giant Whitefish Lake and surrounded by big mountains. Of our 50 picks, these 20 retirement spots across the U.S. offer the added benefit of nearby peaks and valleys to explore. Foodies will enjoy retiring in Palm Desert with 150+ restaurants offerings cuisine of all types. Another time back before we retired, I extended a business trip to Switzerland where one night we stayed at 8000 feet. 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